Tag: retirement planning

What You Should Do When You Reach These Retirement Age Milestones

The age of 50 is a milestone for many reasons — not the least of which is the fact that 50 is a nice, round number that’s also the equivalent of half-a-century. Practically speaking, 50 is also an important age when it comes to your personal finances. Starting at 50, there are a number of […]

continue reading

The Retirement Savings Crisis: Buck the Trends in Retirement Savings

The sad truth is that most working-age U.S. households are nowhere near ready for retirement. According to The National Institute on Retirement Security (NIRS), the median retirement account balance for working-age American households is only $3,000. Even most Americans who are close to retiring are woefully unprepared, with a median retirement account balance of only […]

continue reading

Make Note of These Cost-of-Living Adjustments for 2018

Each year, the IRS makes cost-of-living adjustments (or COLAs) to dollar limitations that apply to qualified retirement accounts and Social Security. With the new year right around the corner, now is a good time to review these adjustments for 2018 and assess their potential impact on your financial plans. COLAs Affecting Retirement Accounts If you […]

continue reading

Plan Now for Paying Retiree Healthcare Costs

Healthcare costs have become a hot topic of conversation recently as our legislators continue to grapple with how to provide access to affordable health insurance for all Americans. But one aspect of healthcare costs that hasn’t gotten as much attention is managing these costs during retirement. Medicare Isn’t a Panacea Many people believe that once […]

continue reading

Retiring Early: How to Make This Dream a Reality

The age of 65 has often been viewed as the “traditional” retirement age in the U.S. But there are no laws stating that you have to retire at 65. Most people have the freedom to retire whenever they want, assuming they have the financial means to do so. This includes retiring early. Many people dream […]

continue reading

Will You Outlive Your Retirement Savings?

Many people base their retirement saving and distribution strategies on life expectancy projections made by the Social Security Administration. According to these projections, once he has reached age 65, the average male in the United States will live to age 84 and the average female will live to age 86. But there’s something very important […]

continue reading

Retirement Planning Strategies When There is a Sizable Age Gap

Most married couples tend to be relatively close to each other in age. According to the most recent U.S. census data, the average age gap between married couples is 2.3 years. However, in 10 percent of marriages, the age gap is more than 10 years. Unique Planning Challenges A sizeable age gap between spouses can […]

continue reading

5 Tasks for Your Retirement Checklist

Many people keep checklists for a wide variety of different activities — everything from their daily chores and to-do’s to items they need to take with them on vacation. But have you ever thought about creating a checklist for your retirement? Doing so is especially important if you are nearing the age and date when […]

continue reading

How to Avoid a Retirement Savings Shortfall

We often hear the word “trillions” with regard to the national debt, which is now closing in on $20 trillion, according to the US Debt Clock. But an even more alarming trillion-dollar figure might be the worldwide projected retirement savings shortfall. According to a new report released by the World Economic Forum, there will be […]

continue reading

How to Catch Up on Your Retirement Savings

Frontier knows that most of us are guilty of procrastination in at least one area of our lives. For example, maybe you keep putting off going to the doctor for that annual physical, or sitting down with your spouse and balancing your checkbook. According to a new report released by the World Economic Forum, many […]

continue reading

How can I get started?

contact us