Monthly Archives: July 2019

Retirement Planning: Is 65 the New 45?

Here in the U.S., the age of 65 has been viewed as the traditional retirement age for nearly a century now. It goes back to the signing of the Social Security Act by President Franklin D. Roosevelt in 1935. This legislation established 65 as the age at which Americans who were eligible would be able […]

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How Taxes Affect Investment Returns

One thing that people often neglect to consider when planning investing strategies is the impact of taxes on their investment returns. Taxes can take a bite out of annual returns, which can jeopardize your ability to meet long-term investing goals. In fact, a study conducted by the Schwab Center for Financial Research determined that lowering […]

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A History Lesson: Looking Back at the Past Half-Century of the U.S. Economy and Markets

The past few weeks have seen major stock market indices hit new record highs, with the widely watched Dow Jones Industrial Average crossing the 27,000 barrier for the first time on July 11 while the S&P 500 flirted with 3,000. In addition, the U.S. economy set a new record this month for the longest expansion […]

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Health Insurance Options: New Regulations Will Make HRAs Viable Once Again

In 2002, a new type of employer health coverage was introduced that became known as Health Reimbursement Arrangements, or HRAs for short. HRAs allowed small and mid-sized businesses to reimburse employees for the premiums they paid to buy health insurance policies in the individual market. However, HRAs were effectively killed by the Affordable Care Act […]

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